Simplified Banking, Amplified Credit: Your Personal Finance Partner
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Join the Waitlist to Secure Your Founder-Level* Account at XL Financial.
*as a Founder-Level account client (for either personal or business banking and/or credit), you will receive life-time one-on-one live support and an xl Financial Founder metal debit and/or credit card.
Checking
Savings
Credit Card
Overdraft
Personal Loans
Mortgages
Insurance
Consumer INVEST - EDGE
Built-in xl Financial Wealth Manager
Discover the convenience of our simplified banking options, providing effortless control over your personal finance and credit, empowering you to manage your money with ease.
No hidden fees.... actually.
No monthly fees or service fees.
No minimum balance fees.
No overdraft fees.
No in-network ATM fees.
Free ACH's and domestic wire transfers.
No peer-to-peer transfer fees.
*on xl Financial Consumer Banking Checking accounts.
FDIC-insured checking and savings
Safeguarded deposits, FDIC insurance provides coverage of up to $250,000 per account owner.
Manage bill payments
Setup reminders, tasks and bill auto-pay.
Manage spend and savings
Track your income and expenses, and set spending limits.
Set financial targets
Manage financial goals, setup auto-invest in savings and investment accounts.
Activity and fraud monitoring
Balance and transaction alerts with built-in fraud monitoring to spot unusual activity.
Insights
Track your FICO score and monitor your credit activity.
Fee-free overdraft assurance:
Keeping your funds intact.
Our overdraft protection service offers determined limits tailored to your eligibility, ensuring financial security without any accompanying fees.
Elevate your savings.
High yields await...
4.43% APY*
(Industry average 0.46% APY, 02/20/24)
Unlock the potential of your savings with an exceptional 4.43% APY, providing you with accelerated growth and greater financial stability.
*on xl Financial Consumer Banking savings accounts.
Personalized credit and lending:
Our range of credit cards, loans and mortgages.
Higher limit, zero annual fee, global credit cards offering up to 3% daily cash back on purchases.*
Your shield against uncertainty.
With our diverse lineup of consumer insurance plans, you can rest assured knowing that you're equipped with the right coverage to navigate life's uncertainties with confidence.
Learn more
Auto
Boat, yachts and personal watercraft
Condo
Earthquake
Fine arts
Flood
High net worth
Homeowners
Individual health
Jewelry
Medicare supplemental
Personal umbrella
Renters
Travel
Buy and sell stocks and ETFs online.
Access real-time market data and stock quotes.
Execute trades quickly and efficiently.
View comprehensive portfolio summaries and performance metrics.
Set up personalized watchlists to monitor specific stocks or ETFs.
Access research tools and resources for informed investment decisions.
Receive alerts and notifications for price changes and market news.
Customize trading preferences and settings according to individual needs.
Access educational materials and resources for learning about investing.
Get Started on Your Path to Financial Success:
Secure Your Founder-Level* Account at XL Financial.
*as a Founder-Level account client (for either personal or business banking and/or credit), you will receive life-time one-on-one live support and an xl Financial Founder metal debit and/or credit card.
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